What is PORF?
In January 1990, as a part of negotiations for a new Salary MOU for units 611 & 612, ALADS and PPOA established the Peace Officers' Relief Fund (PORF). The purpose of PORF is to provide you the peace of mind that comes with knowing that income will continue in the event of an injury or illness, on or off-duty. PORF is a benefit that you receive at no cost to you. PORF is entirely funded by the County as a result of salary negotiations with your Bargaining Team.
Specifically, PORF provides these two important benefits:
- Long-Term Disability Insurance
- This benefit pays up to 60% of your pre-disability monthly salary, up to a maximum of $10,000 a month beginning on the 91st day of disability. Benefits are payable for both on and off the job disabilities.
- Life Insurance
- This benefit pays a $125,000 death benefit.
- Is your beneficiary on record up to date? To make a change, go to the FAQ tab on this web site.
All Full-time, Active sworn peace officers belonging to Bargaining Units 611 and 612: Deputies, Sergeants, Lieutenants, and District Attorney Investigators (DAIs).
- Claims must be filed within three years of the date of disability to be eligible for the LTD benefit
- Waiting Period = 90 consecutive days of Total Disability
- Approved benefit begins on the 91st day
- Covers injury/illness on or off-duty
- Maximum monthly benefit = up to 60% of gross monthly salary (at time of disability) to a maximum of $10,000 monthly.
Yes. Eligible and ineligible offsets are listed below:
- Offsets:
- Workers Comp (a.k.a. 4850 time or IOD)
- Retirement Income
- State Disability Payments
- Non-Offsets:
- Sick Pay
- Vacation Time
- Overtime
- Holidays
- Sick Buy Back
When claimant returns to work (no longer disabled) or Social Security retirement age.
A claim packet will be sent to you via email or US Postal Service mail, your choice. For a claim packet:
ALADS members may call 800-842-6635.
PPOA members may call 323-261-3010.
No. The PORF disability benefit is not a part of your regular salary/income.
The PORF Administrator will request your current payroll information from the respective department and provide that information to the insurance carrier.
Yes, as long as you meet the eligibility requirements, you may file a claim for long-term disability benefits.
Eligibility to file a long-term disability (LTD) claim is 3 years from date of disability. LTD claims filed after after that will be denied. If you have any questions, please call the PORF Benefit Service Center at 800.842.6635.
Yes. If the insured is Certified as Terminally ill, the Living Benefit will be an amount equal to 75% of the Death Benefit applicable to the Insured under the Policy on the date of the Certification of Terminal Illness, subject to a maximum benefit of $93,750. The Living Benefit is payable one time only for any insured.
Yes. The policyholder may continue the insurance, by payment of premium, during the following absences:
- Injury/Sickness: 30 months following date active work ceased.
- Temp Layoff/Approved Leave of Absence: 12 months following last day at work.
- Labor Dispute: For the absence up to the earliest of the following - (a) the expiration of 6 months from the date you were last at work because of a labor dispute with your employer (b) the date you accept active employment with another employer (c) the date coinciding with the end of the last period for which required premiums are not paid (d) the date the Labor Dispute has ended.
Simply call one of the numbers below and a beneficiary designation form will be mailed to you.
ALADS members may call 800-842-6635.
PPOA members may call 323-261-3010.
Yes, a 24-Hour Travel Assistance Program is included.
- Pre-Trip Assistance
- Emergency Medical Transportation
- Emergency Personal Assistance Services
- Medical Assistance Services
Simply click on the following link to review the information flyer PORF RSLI Travel Assistance Flyer 5.2023